Your payment will be processed as soon as you enter your credit card details, and the recipient will receive the payment in 1 or 3 business days.

Please note that for cross-border payments, we do not offer fast payment option and it will take 3 business days for Reap to process the payment for you. Our payment cut-off time is HKT 5pm. Therefore, if you submitted a payment after the cut-off time, Reap will start processing on the next business day.