Payment categories listed below are not eligible for processing on Reap. If you're unsure, please feel free to shoot us a message at [email protected] and we can clarify!

Restricted Expense Type

Example

Peer-to-peer loans

Personal loans negotiated between family/friends

Credit card bills

Your own credit card or someone else's credit card bill

Paying yourself or related accounts

Paying to your own bank account or an entity in which you have control, or paying on behalf of someone else

Person-to-person transfers

Transferring funds between personal accounts without a specified exchanged of goods/services

Grouped household expenses

Household expenses that are bundled together

Reimbursement

Payments related to goods that have already been paid for (e.g. paying a friend that bought shoes for you)

Gambling

Lotteries, bidding fee auctions, sports forecasting, fantasy sports leagues, internet gaming, sweepstakes

Unsupported debt types

Credit card balances or uncollateralized loans

Investments

MPF or other investment purchases

Tobacco related goods or products

Cigarettes

Drugs

Pharmaceuticals, supplements, nutraceuticals

Adult

Pornography, obscene materials, sexually-related services

Weapons

Munitions, gunpowder, fireworks, other explosives

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