There are several business categories that require explicit prior approval from Reap before using our Collect services. The types of businesses listed below are representative but not exhaustive.
If you are unsure, please feel free to shoot us a message at [email protected] and we can clarify!
Financial and professional services |
Restricted Category Type | Example |
Investment & credit services | Securities brokers, financial or mortgage consulting, insurance services |
Money services | Lending services (including buy now pay later services), money transmitters, wire transfers, crowdfunding, Debt collection agencies |
Legal Services | Law firms collecting funds for purposes other than legal service fee payment, Bankruptcy attorneys, Bail bonds |
Virtual assets | Cryptocurrency, NFT |
IP infringement, regulated or illegal products and services |
Restricted Category Type | Example |
Intellectual property or proprietary rights infringement | Sales, distribution, or access to counterfeit music, movies, software, or other licensed materials without appropriate authorisation from the rights holder |
Counterfeit or unauthorised goods | Unauthorised sale or resale of a brand name or designer products or services, sales of illegally imported/exported goods or services |
Gambling | Lotteries, bidding fee auctions, sports forecasting |
Regulated or illegal products or services | Marijuana (or CBD-related businesses), tobacco, e-cigarettes, weapons, explosives |
Essay Mills | Homework services |
Adult content and services | Pornography, sexually-oriented toys/products, explicit dating/offering sexually-related services sites |
Unfair, predatory or deceptive practices |
Restricted Category Type | Example |
Get rich quick schemes | Investment opportunities, other services that promise high rewards |
Mug shot publication or pay-to-remove sites | Platforms that facilitate the publication and removal of content (e.g. mugshots) |
No-value-added services | Resale of government offerings without authorization or added value, services that offer third-party discounts |
Products or services that are otherwise restricted by our financial partners |
Restricted Category Type | Example |
Aggregation | Engaging in any form of licensed or unlicensed aggregation of funds owed to third parties |
Drug paraphernalia | Equipment designed for making or using drugs: bongs, vaporisers, hookahs |
High-risk businesses | Bankruptcy lawyers, computer technical support and IT help desks, travel reservation services and clubs, airlines, cruises, prepaid phone cards, telemarketing, telecommunications equipment, dropshipping |
Multi-level marketing | Pyramid schemes, network marketing, referral marketing programs |
Social media activity | Sale of Twitter followers, Facebook likes, YouTube views, Marketing lead generation services |
Pharmaceuticals | Pharmaceuticals and other products that make health claims that have not been approved or verified by local/national regulatory bodies, Online Pharmacies, Telemedicine and telehealth services |
Substances designed to mimic illegal drugs | Sale of legal substance(s) that provides the same effect as an illegal drug (e.g. salvia, kratom) |
Products designed to decrypt, descramble, or jam signals | Cell phone signal jammers |
Video game or virtual world credits | Sale of in-game currency or game items |
Products or services that provide peripheral support of any products or services deemed illegal in the registered country | Sale of ads for any products or services deemed illegal in the registered country; sales of products that facilitate payments to any of these products or services |
Embassy consulate, other foreign governments | Sales going to the benefit of a foreign entity including consulates and embassies |
Unregistered charities | Charities without a valid registration on the Companies Registry |
Hate Crime | Engaging in, encouraging, promoting or celebrating unlawful violence or physical harm to persons or property, or any groups based on race, religion, disability, gender, sexual orientation, national origin, or any other immutable characteristic |
Regional-specific Notes
Japan
Animals
Fundraising for or financing businesses that are listed as prohibited/restricted above
Health instruments
Industrial waste disposal and garbage disposal devices; water purifiers
International marriage brokerage businesses