In certain cases, business categories listed below may be eligible for processing with explicit prior approval from Reap. If you’re unsure, please feel free to shoot us a message at [email protected] and we can clarify!
Financial and professional services |
Restricted Category Type | Example |
Investment & credit services | Securities brokers, financial or mortgage consulting, real estate opportunities |
Money and legal services | Loans, money transmitters, wire transfers |
Virtual currency or stored value | Bitcoin |
IP infringement, regulated or illegal products and services |
Restricted Category Type | Example |
Intellectual property or proprietary rights infringement | Sales, distribution, or access to counterfeit music, movies, software, or other licensed materials without appropriate authorization from the rights holder |
Counterfeit or unauthorized goods | Unauthorized sale or resale of brand name or designer products or services, sales of illegally imported/exported goods or services |
Gambling | Lotteries, bidding fee auctions, sports forecasting |
Regulated or illegal products or services | Marijuana (or related businesses), tobacco, e-cigarettes, weapons, explosives |
Essay Mills | Homework services |
Adult content and services | Pornography, sexually oriented toys/products, explicit dating/offering sexually-related services sites |
Unfair, predatory or deceptive practices |
Restricted Category Type | Example |
Get rich quick schemes | Investment opportunities, other services that promises high rewards |
Mug shot publication or pay-to-remove sites | Platforms that facilitate the publication and removal of content (e.g. mugshots) |
No-value-added services | Resale of government offerings without authorization or added value, services that offer third-party discounts |
Products or services that are otherwise restricted by our financial partners |
Restricted Category Type | Example |
Aggregation | Engaging in any form of licensed or unlicensed aggregation of funds owed to third parties |
Drug paraphernalia | Equipments designed for making or using drugs: bongs, vaporizers, hookahs |
High risk businesses | Bankruptcy lawyers, computer technical support and IT help desks, psychic services, travel reservation services and clubs, airlines, cruises, prepaid phone cards, telemarketing, telecommunications equipment, lead generation, drop shipping |
Multi-level marketing | Pyramid schemes, network marketing, referral marketing programs |
Pseudo pharmaceuticals | Pharmaceuticals and other products that make health claims that have not been approved or verifies by local/national regulatory body |
Social media activity | Sale of Twitter followers, Facebook likes, YouTube views |
Substances designed to mimic illegal drugs | Sale of legal substance that provides the same effect as an illegal drug (e.g. salvia, kratom) |
Products designed to decrypt, descramble, or jam signals | Cell phone signal jammers |
Video game or virtual world credits | Sale of in-game currency or game items |
Any products or service that provides peripheral support of any products or services deemed illegal in HK | Sale of ads for any products or services deemed illegal in HK: sales of products that facilitate payments to any of these products/services |
Embassy consulate, other foreign governments | Sales going to the benefit of a non-Hong Kong government entity including consulates and embassies |