1. The 0% handling fee offer (the “Offer”) is available to cardholders settling Reap payments in full using Hong Kong Bank of East Asia (“BEA”) credit cards (“BEA Cardholders”).

2. BEA Cardholders may activate the Offer by entering the promotion code: “BEAREAP2” on the Reap website under the “Promo Code” section after logging in or signing up for a Reap account (“Activation”).

3. Promotion Period: The Promotion Period is from 1 March 2021 to 30 April 2021. This means that the last day to create payments in order to receive the Offer is 30 April 2021 with payment arrival date scheduled on or before 5 May 2021.

4. Promo Code Activation: The Offer is only available for 30 calendar days after Activation or the end of the Promotion Period, whichever is earlier (for example, an Offer activated on 1 March 2021 will only be available until 30 March 2021. An Offer activated on 30 April 2021 will only be available until the end of that day). The validity period of the promotion code cannot be extended or renewed if it expires, and the Offer can only be Activated once.

5. Regardless of the number of transactions made during the Promotion using BEA credit cards, the Offer is only available for the first HK$10,000 aggregate transaction volume. The applicable service fee with all relevant Offers already applied will be shown clearly on the Reap payment checkout summary page.

6. Offer is also not valid for any of the following: (a) transactions made using BEA credit cards not issued in Hong Kong; (b) additional fees incurred for international payments to recipients outside of Hong Kong; (c) additional fees incurred for using the Reap Fast Payment feature; (d) payments scheduled to arrive after 5 May 2021.

7. The Offer is available to both Reap’s new and existing users.

8. You acknowledge that payments that do not comply with the Reap Terms of Service will be refunded with all applicable Offers waived. You acknowledge that Reap reserves the right of final decision.

9. The Offer cannot be transferred or assigned to any other persons and cannot be exchanged for cash or any other benefit. No person other than the cardholder or BEA will have any rights under the Contracts (Rights of Third Parties)Ordinance (Cap. 623 of the Laws of Hong Kong) to enforce or enjoy the benefit of any of the provisions of these Terms and Conditions.

10. The total Offer available under this Promotion is limited and is distributed on a first-come-first-served basis.

11. Reap and BEA reserves the sole right to vary or cancel the Offer and/or amend or alter these Terms and Conditions at any time without prior notice to you. In the event of a dispute with you in regards to this Promotion, you acknowledge that the decision of Reap and BEA shall be final and conclusive.

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