Reap Card Cash Rebate Program ("Cash Rebate Program") applies to the principal and employee cardholders ("Cardholders") of Reap Card issued by Reap Technologies Limited (“Reap”) and is valid from 2 March 2022 until 31 January 2023.

2.00% cash rebate ("Online Spending Cash Rebate") will be awarded to online transactions ("Eligible Online Transactions") and credited to the Card account of the principal Reap Cardholder (“Eligible Card Account).

Online Spending Cash Rebate will not be awarded to ineligible transactions including but not limited to Reap Pay transactions, cash advances, topping up digital wallets, unposted / cancelled / refunded transactions, and any other transactions designated by Reap from time to time at its discretion.

4. Any available Online Spending Cash Rebate will be credited to the Eligible Card account on a quarterly basis, the first such credit occurring on 1 April 2022 and then every 3 months thereafter. Online Spending Cash Rebate will be rounded up to the nearest cent and may be used to settle outstanding balances.

In case of any Eligible Online Transactions in respect of which Online Spending Cash Rebate has been awarded are subsequently cancelled, refunded, found fraudulent or abused, Reap reserves the absolute right to debit directly from the Eligible Card account the equivalent value of the Online Spending Cash Rebate awarded under this Cash Rebate Program, forfeit the Cardholder's eligibility to participate in this Cash Rebate Program, and/or suspend the Eligible Card account for investigation without prior notice.

When an Eligible Card account is closed or suspended under whatever reason, any Online Spending Cash Rebate remaining in the Eligible Card account will be forfeited.

Unless otherwise specified, Online Spending Cash Rebate is not transferable and cannot be converted to cash or other offers.

To be eligible for this Cash Rebate Program, Eligible Card accounts should be valid, in good standing and in compliance with the conditions that may be imposed by Reap from time to time.

Reap reserves the sole right to vary or cancel the Cash Rebate Program and/or amend or alter these Terms and Conditions at any time without prior notice to you. In the event of a dispute with you in regards to this Promotion, you acknowledge that the decision of Reap shall be final and conclusive.

In the case of discrepancy between the English and Chinese versions of these terms and conditions, the English version shall prevail.