When you apply for a Reap Card, you will now get to choose to settle in HKD or USD. Each company can only choose 1 settlement currency, and you can't change it in the future. So we would like to show you the difference before your team makes the decision.

USD Card

  • Repay in cryptocurrencies (USD repayment takes 3 working days)

  • Suitable for companies with most expenses in USD

  • No rebate for online transactions

  • non-USD transactions will incur a 2% foreign transaction fees

HKD Card

  • Repay in HKD or cryptocurrencies

  • Suitable for companies with most expenses in HKD

  • non-HKD transactions will incur a 2% foreign transaction fees

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