Which MCC codes are restricted when using a Reap Card?
What is an MCC Code?
A Merchant Category Code (MCC) is a four-digit number assigned to businesses by credit card companies to categorize the type of goods or services they sell. These codes help credit card companies:
Identify fraud: MCCs can assist in detecting suspicious spending patterns.
Offer rewards programs: Certain credit cards offer rewards based on MCC categories (e.g., cashback on travel purchases).
Set interchange fees: The fees charged to merchants for processing transactions can vary depending on the MCC.
Which MCC codes are restricted when using a Reap Card?
For security and regulatory reasons, your Reap Card will not accept payments under the following codes
Blocked MCC code | MCC Name |
|---|---|
4829 | Money Transfer |
6010 | Financial Institutions, Manual Cash Disbursements |
6011 | Financial Institutions, Automated Cash Disbursements |
6012 | Financial Institutions – Merchandise, Services, and Debt Repayment |
6051 | Non-Financial Institutions – Foreign Currency, Money Orders, Travelers Cheques, Debt Repayment |
6540 | POI Funding Transactions (excluding MoneySend) |
7273 | Dating and Escort Services |
7995 | Betting, including Lottery Tickets, Casino Gaming Chips, Off-Track Betting |
9223 | Bail and Bond Payments |
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