When you apply for a Reap Card, you will get to choose to settle in HKD or USD. Each account can only choose 1 settlement currency, and you can't change it in the future. So we would like to show you the difference before your team makes the decision.

• Repay with USD or cryptocurrencies*

• Tailored for businesses with USD-heavy expenses

• non-USD transactions will incur a 2% foreign transaction fees

• Repay with HKD or cryptocurrencies*

• Perfect for businesses with HKD-centric expenses

• non-HKD transactions will incur a 2% foreign transaction fee

*We only accept the following cryptocurrencies: USD Coin (USDC), Tether (USDT)