Payment categories listed below are not eligible for processing on Reap. If you're unsure, please feel free to shoot us a message at hello@reap.global and we can clarify!
Restricted Expense Type | Example |
Peer-to-peer loans | Personal loans negotiated between family/friends |
Credit card bills | Your own credit card or someone else's credit card bill |
Paying yourself or related accounts | Paying to your own bank account or an entity in which you have control, or paying on behalf of someone else |
Person-to-person transfers | Transferring funds between personal accounts without a specified exchanged of goods/services |
Grouped household expenses | Household expenses that are bundled together |
Reimbursement | Payments related to goods that have already been paid for (e.g. paying a friend that bought shoes for you) |
Gambling | Lotteries, bidding fee auctions, sports forecasting, fantasy sports leagues, internet gaming, sweepstakes |
Unsupported debt types | Credit card balances or uncollateralized loans |
Investments | MPF or other investment purchases |
Tobacco related goods or products | Cigarettes |
Drugs | Pharmaceuticals, supplements, nutraceuticals |
Adult | Pornography, obscene materials, sexually-related services |
Weapons | Munitions, gunpowder, fireworks, other explosives |
Virtual Assets | Cryptocurrencies, NFTs |